Financial Information

To view tuition and fee information, visit www.concordlawschool.edu/admissions/tuition.

The below policies apply to students enrolled in terms starting after March 22, 2017. All other students should refer to Prior Concord Policies and Courses.

Enrollment Status and Definition of an Academic Year

Your enrollment status can impact financial aid eligibility.

The academic year is 48 weeks, which is divided into two, 24-week terms of instruction, during which a full-time student will complete at least 22 semester credit hours. Thus, enrollment status is defined as:

  • Full-time: 11 credit hours per term
  • Three-quarter-time: 9 credit hours per term
  • Half-time: 6 credit hours per term

The Veterans Administration may have different definitions for full-time and part-time status. If you are receiving veterans benefits, you should talk to the School’s Certifying Official.

Academic Eligibility for Financial Aid

To remain eligible for federal financial aid, you are required to maintain satisfactory academic progress toward completion of your program.

Financial Aid Warning

If you are placed on academic probation, you will also be given a financial aid warning. You will have one payment period (one academic term) to regain good academic standing by meeting all satisfactory academic progress standards or you will lose academic eligibility for federal funding.

The School may restore your academic eligibility for financial aid, even if you do not meet the satisfactory academic progress standards, if the School determines that your failure to meet those standards was due to unforeseeable, extenuating circumstances, including the death of a relative, illness, or injury, or other special circumstances.

If you receive a financial aid warning, and have experienced extenuating circumstances, you should file a satisfactory academic progress appeal before the end of the payment period/term to be considered for financial aid probation and to avoid disruption to your enrollment.

Financial Aid Probation

After receiving a financial aid warning, you may submit an appeal to be placed on financial aid probation. The written appeal should explain the extenuating circumstances that caused the inability to meet the satisfactory academic progress standards and explain the corrective actions that have been taken to ensure academic success if the appeal is granted. You may begin the appeal process during the financial aid warning period and are encouraged to include supporting documentation that could have a bearing on the School's decision. You will be notified in writing of the outcome of the appeal review.

When you are placed on financial aid probation, you may also receive an academic plan. The academic plan identifies the academic standards you must meet each term in order to comply with the satisfactory academic progress standards.

When you are placed on financial aid probation, you will be denied eligibility for financial aid and academically dismissed from the School at the end of the payment period, unless you make satisfactory academic progress or the School determines that you have met the terms of your academic plan.

Financial Aid Services

Prior to enrolling at Concord, you are encouraged to explore all options available for financing your education including employer or military tuition assistance or reimbursement, veterans benefits, and financial aid funding through state and federal agencies. Financial aid information and application assistance is provided by the School’s Financial Aid Office to help you understand your options.

If you receive loans to pay for your course of instruction, it is your responsibility to repay the full amount of the loan, plus interest, less the amount of any refund. Defaulting on loans guaranteed or reinsured by the state or federal government could result in damage to credit ratings, loss of eligibility for future student loans and other forms of financial aid, loss of deferment and monthly payment options, withholding of state and federal income tax refunds, initiation of court action, and garnishment of wages.

Additional information on eligibility requirements, alternate financing, amounts available, interest rates, scholarships, and repayment schedules is available from the Financial Aid Office.

You may be eligible for third-party funding sources from outside agencies and are encouraged to seek out such funding and familiarize yourself with the policies of such agencies. Although the School will assist you in completing the necessary forms and will provide any required information to the agency, it is ultimately your responsibility to ensure the agency's requirements are met.

Some alternative loans are only available to pay any direct tuition charges that are not covered by federal, state, or institutional funding. You are encouraged to take advantage of federal Title IV funding before applying to alternative loan programs. You and, when applicable, your parents have the right and ability to choose any lender you wish, and Concord does not require that any loans be obtained from any particular lender or source.

Concord is approved for the following loans and programs:

  • Loans (available to all students, subject to eligibility requirements)
    • Unsubsidized Federal Stafford Loan
    • Federal PLUS Loan
    • Alternative Loans
  • Other Agencies or Programs
    • Promise Jobs
    • Veterans Administration Benefits
    • Division of Vocational Rehabilitation
    • Defense Activity for Non-Traditional Education Support (DANTES)

Refund Policy

Notice to Students

Return of Title IV Financial Aid

If you withdraw or are dismissed from the School up through the 60 percent point in any payment period and received federal financial aid in the form of grants or loan funds, federal law requires that the School, and in some cases you, the student, return funds you did not earn to the U.S. Department of Education. In these situations, federal Title IV financial aid must be recalculated. Recalculation is based on the percentage of earned aid using the following Federal Return of Title IV funds formula:

  1. To determine the percentage of the payment period or term completed, the number of days completed up to the last date of academic attendance is divided by the total days in the payment period or term. (Any break of 5 days or more is not counted as part of the days in the term.) This percentage is also the amount of Title IV financial aid earned.
  2. To determine the amount of aid to be returned, subtract the percentage of aid earned from 100 percent of the aid that could be disbursed and multiply it by the total amount of aid that could have been disbursed during the payment period or term as of the date you withdrew. Funds are returned to the appropriate federal program based on the percentage of unearned aid using the following formula: After the 60 percent point in the payment period, you will have earned 100 percent of the federal financial aid funds already disbursed to you. This calculation concerning federal financial aid is separate and distinct from the institutional refund policy, and may result in you owing additional funds to the School to cover tuition charges previously paid by federal financial aid prior to your withdrawal.
    If you earned less aid than was disbursed, the institution would be required to return a portion of the funds and you are required to return a portion of the funds. Keep in mind that when Title IV funds are returned, you, the student borrower, may owe a debt balance to the institution. If you earned more aid than was disbursed to you, the institution would owe you a post-withdrawal disbursement, which must be paid within 180 days of your withdrawal.
    If you plan to withdraw from the School, you should contact the Financial Aid or Business/Bursar's Office to determine the amount of funds that must be returned on your behalf, if applicable. All refunds due will be made within 45 days of your effective withdrawal date. The last date of actual attendance is used in calculating any refund amount.
    Refunds are allocated in the following order:
    1. Unsubsidized Federal Stafford Loan
    2. Subsidized Federal Stafford Loan
    3. Federal Perkins Loan
    4. Federal Parent (FPLUS) Loan
    5. Federal Pell Grant
    6. Federal Supplemental Educational Opportunity Grant
    7. Other Title IV assistance
    8. Other state funds (unless otherwise mandated by the state)
    9. Private and institutional aid
    10. Student

Withdrawal After Commencement of Classes

The effective withdrawal date shall be when any of the following occur:

  1. The date you notify Concord of withdrawal or the date of withdrawal, whichever is earlier,
  2. The last date of attendance if you do not attend within the first 7 days of the term start date,
  3. The last date of attendance if you fail to complete academically related activities for 21 consecutive calendar days (not including breaks),
  4. The last date of attendance prior to the date when Concord terminates your enrollment,
  5. The date you are scheduled to return from a leave of absence and fail to do so.

All refunds due will be made within 45 days of your effective withdrawal date. The last date of actual participation is used in calculating any refund amount.

A term is considered completed if a student receives a letter grade for any class and no tuition refund will be granted (please see Iowa Residents Tuition Refund Chart for exception details).

If you have obtained a loan to pay for tuition, it is your responsibility to repay the full amount of any loans plus interest, less any amount of any refund to the lender. You are advised that some financial refunds are due directly to the lender.

Tuition Refund Chart

If you begin a term, you are entitled to a prorated refund of tuition paid, up to the time 50 percent of the academic term has lapsed. Thus, if you withdraw from or are dismissed by the School any time after commencing instruction, but prior to 50 percent of the academic term, you will receive a prorated refund.

Students Withdrawing Refund
Prior to the first day of the term 100% Tuition
During the first day through 10% of the term 90% Tuition 1
After more than 10% and through 25% of the term 50% Tuition 1
After more than 25% and through 50% of the term 25% Tuition 1
After more than 50% and through 100% of the term 0% Tuition 1

Florida Residents

If you reside in the state of Florida and withdraw or are terminated after completing only a portion of a course, program, or term within the applicable billing period, the institution shall pay a minimum refund as follows:

Students Withdrawing Refund
Prior to the first day of the term 100% Tuition
During the first 7 calendar days of each term 100% Tuition
After 7 calendar days and through 25% of the term 50% Tuition 1
After more than 25% and through 50% of the term 25% Tuition 1
After more than 50% and through 100% of the term 0% Tuition

Refunds shall be made within 30 days of the date of withdrawal or termination, not including the nonrefundable application fee or administrative fee.

Iowa Residents

For all Iowa residents attending Concord Law School the following refund policy shall apply:

Students Withdrawing Refund
Prior to the first day of the term 100%
During the first 6 days of the term (first time students only) 100% Tuition


For the remainder of the term until completion, the tuition refund will be calculated as follows:

  • Number of calendar days remaining in the term/number of calendar days in the term multiplied by the total tuition multiplied by 90%.
  • A term is considered completed if a student receives a letter grade of “A” through “D” for any class and no tuition refund will be granted.
  • No administrative fee will be charged to a student who withdraws from Concord.
For Iowa Servicemembers and Their Spouses With Dependent Children

Any Kaplan University student residing in the state of Iowa who is a military servicemember (active duty, guard, or reservist) who gets deployed or mobilized, or is a spouse with a dependent child of a servicemember who gets deployed or mobilized, may request a full refund of tuition and fees for all classes attended in the term for which the deployment or mobilization occurred.

Maryland Residents

If you reside in the state of Maryland and withdraw or are terminated after completing only a portion of a course, program, or term within the applicable billing period, the institution shall pay a minimum refund as follows:

Proportion of Total Course, Program, or Term Completed as of Date of Withdrawal or Termination Refund
Less than 10% 90%
10% up to but not including 20% 80% Tuition
20% up to but not including 30% 60% Tuition1
30% up to but not including 40% 40% Tuition1
40% up to but not including 60% 20% Tuition
60% through 100% of the term 0% Tuition

The refund due shall be based on the date of withdrawal or termination and paid within 60 days from the date of withdrawal or termination. You will not be charged the administrative fee if you withdraw from the School after completing 50 percent or more of any given term.

New Mexico Residents

At the student’s request, Concord Law School will provide, within 5 business days, an estimated accounting of any amounts retained, and will provide a final accounting following the Department of Education’s determination regarding any federal financial aid disbursed.

Oregon Residents

If you reside in the state of Oregon and withdraw after completing only a portion of a course, program, or term within the applicable billing period, the institution shall pay a minimum refund as follows:

Students Withdrawing Refund
Prior to the first day of the term 100% Tuition
After more than 0% and through 10% of the term 90% Tuition1
After more than 10% and through 20% of the term 80% Tuition1
After more than 20% and through 30% of the term 70% Tuition1
After more than 30% and through 40% of the term 60% Tuition1
After more than 40% and through 50% of the term 50% Tuition1
After more than 50% and through 60% of the term 40% Tuition1
After more than 60% and through 100% of the term 0% Tuition

Refunds shall be made within 45 days of the date of withdrawal or termination, not including the nonrefundable application fee or administrative fee.